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US·Islamic finance·rule-based·live
A Shariah verdict, with the failing test named.
Rule-based Shariah compliance screening for US-listed companies, applying AAOIFI-style tests against SEC financials. Returns compliant, non-compliant or questionable, and when a company fails, tells you exactly which test it failed and by how much. A verdict an agent can act on and an analyst can defend.
Buy credits
x402 protocol
How to buy
Two ways in, pick yours.
For AI agents
- 01Point your agent at the x402 endpoint.
- 02Pay per call in USDC (Base or Solana), no signup.
- 03Receive structured data inline, settled on-chain.
x402 protocol
What you get · 3 layers
One ticker in. A reasoned verdict out.
Pass a US-listed ticker; receive both screens applied, the ratios computed, and the verdict with its reasoning attached.
- 01
Business-activity screen
Flags revenue from alcohol, tobacco, gambling, conventional banking and insurance, pork, weapons, and adult industries. The first gate, a company failing here fails regardless of its balance sheet.
activity_screen
- 02
Financial ratio screens
Three AAOIFI-style thresholds computed from SEC financials: debt to assets below 33%, liquid and interest-bearing assets to assets below 33%, receivables to assets below 49%.
debt_ratioliquidity_ratioreceivables_ratio
- 03
Verdict with the failing test
Compliant, non-compliant or questionable, and where it fails, the specific test and the actual ratio. A screen that says no without saying why cannot be defended to an investment committee.
verdictfailing_test
Where it comes from
Authoritative financials, transparent rules.
Ratios are computed from filed financials, and the thresholds applied are published on this page. Nothing about the methodology is hidden. The same inputs produce the same verdict every time.
Filed financials
Ratios derived from the company's own financials, not from a third-party database.
issuer-attributed
AAOIFI-style thresholds
The three published ratio tests, applied consistently.
rule-based
Deterministic
No model, no judgement call, the same ticker returns the same verdict on the same financials.
reproducible
Reasoned output
The failing test and its ratio come back with the verdict.
explainable
Sample output
What comes back.
hsh-shariah-screen
{
"ticker": "AAPL",
"verdict": "compliant",
"activity_screen": "pass",
"ratios": {
"debt_to_assets": 0.29,
"liquid_interest_to_assets": 0.24,
"receivables_to_assets": 0.18
},
"failing_test": null
}Who calls it
Use cases.
For autonomous agents
Portfolio agent
Screen the whole book
Loop the screen across every holding and flag anything that has drifted non-compliant since the last filing.
Allocation agent
Pre-trade gate
Check compliance before opening a position, with the failing test available if the answer is no.
Rebalancing agent
Catch the drift
Ratio-based compliance changes as financials change. A position compliant last quarter may not be this quarter.
For analysts & desks
Islamic fund manager
Defensible screening
Published thresholds and a named failing test, so a screening decision can be explained to a Shariah board.
Wealth advisor
Client questions, answered
When a client asks why a name was excluded, the answer is a specific ratio against a specific threshold.
Index construction
Consistent rules
A deterministic screen applies the same test to every constituent, which is what a rules-based index requires.
How to call it
Discover, pay, receive.
- 01
Discover
Find the tool
Via MCP at dod.hshintelligence.com/mcp or the x402 catalog.
- 02
Pay
Pay per call
Send the x402 payment in USDC on Base. Fixed deterministic price.
- 03
Receive
Get the verdict
The verdict, the ratios and the failing test return inline.
curl
# call the Shariah screen tool
curl -H "X-Payment: <x402-usdc-base-payload>" \
"https://dod.hshintelligence.com/mcp" \
-d '{"tool":"hsh-shariah-screen","input":{"ticker":"AAPL"}}'